What to Wear Under a Wetsuit (2026)

There's no single right answer, but some choices are more comfortable than others. Here are the common options and what to avoid.

By ThrillAppeal Editorial Team · Updated November 6, 2026

A surfer riding a wave on a gray day

Why Wear Anything Underneath?

  • Comfort: a thin layer reduces chafing at the neck, armpits and behind the knees.
  • Changing in public: on a beach or boat, swimwear makes changing easier.
  • Hygiene: a layer underneath is a good idea with rental wetsuits and helps keep your own suit fresher.
  • Warmth: a thin thermal or neoprene top adds insulation in colder water.

Common Options

OptionProsCons
Swimsuit or bikiniSimple, hygienicStraps can rub
Jammers or swim briefsSnug, no bunchingNone major
Rash guardReduces chafing, easier on and offAdds a thin layer
NothingSimplest, no seamsNot ideal for rentals or changing in public
Thermal topExtra warmth in cold waterCan change fit

By Sport

SportCommon Choice Underneath
Surfing and bodyboardingSwimsuit, boardshorts under a fullsuit only if snug, or nothing
Scuba divingSwimsuit, dive shorts, rash guard or a thin full-body skin
TriathlonA tri suit, which you then race the bike and run in
PaddlingQuick-dry swimwear or a thermal base layer

Cold Water vs Warm Water

In warm water, a swimsuit or nothing is plenty, and many people skip the wetsuit and wear just a rash guard. In cold water, a thin thermal or neoprene base layer adds warmth, but the biggest gains come from a thicker suit, boots, gloves and a hood. Anything you add underneath should be thin and close-fitting so the wetsuit still seals against your body.

What to Avoid

  • Cotton: stays wet and heavy, and chafes.
  • Bulky layers: they bunch up and break the wetsuit's snug fit.
  • Underwear with thick seams: can rub during long sessions.

Rash Guards

A thin rash guard is a popular choice under wetsuits and also works alone in warm water for sun and board-rash protection.

O'Neill Basic Skins Rash Guard

A basic rash guard from O'Neill. Check the listing for sizes and sleeve length.

Check Price on Amazon

Care and Storage

  • Rinse your wetsuit in fresh water after every use, inside and out.
  • Dry it inside out, then right side out, in the shade; sun breaks down neoprene.
  • Hang it on a wide, padded hanger or lay it flat; thin hangers stretch the shoulders.
  • Store it somewhere cool and dry, away from fumes and heat.

Tips

  1. Choose a wetsuit that fits snugly but lets you move. See best wetsuits.
  2. Use a plastic bag over your foot or hand to slide it into the suit easily.
  3. Rinse your wetsuit in fresh water after each use and dry it out of direct sun.
  4. For very cold water, add boots, gloves and a hood, or consider a drysuit. See wetsuit vs drysuit.

O'Neill Reactor-2 3/2

A 3/2mm back-zip full wetsuit from O'Neill.

Check Price on Amazon

Frequently Asked Questions

Do you wear anything under a wetsuit?

Many people wear a swimsuit, jammers or a rash guard. Some wear nothing. It's personal preference.

Can I wear a rash guard under a wetsuit?

Yes. A thin rash guard can reduce chafing and make the suit easier to put on.

Should I wear cotton under a wetsuit?

No. Cotton stays wet, gets heavy and can chafe.

What should I wear when renting a wetsuit?

A swimsuit or rash guard is a hygienic choice for rentals.

How do I prevent chafing?

Choose a well-fitting suit, wear a rash guard and consider a skin-safe anti-chafe product on the neck and underarms.